Insurance for a motorcycle in Toronto.?

I am an 18 year old Torontonian planning to get a new kawasaki ninja 250R. It would be a great help if someone can give me an idea of about how much it would cost me for the insurance coverage the ninja 250r. (Both basic as well as other plans.) I don't have a license yet which i am planning to get once i figure out everything.( the cost, insurance procedure etc etc.) Here in toronto, we don't have the luxury to ride two wheelers year round because we have so called the FRIGID TEMPERATURE during the winter. Do i still have to pay insurance during the winter regardless the fact dat i won't be able to ride my ninja during the winter?